The amount of the refund shall be prorated against the amount of ice time already used and any insurance fees paid.  There will be an administration fee of $25.00 for all refunds up until the day the season starts.  After the season has started, the refund administration fee will increase to $100 to cover any additional costs. Refunds will only be available until October 20th of the current playing season. No refunds will be given after that date.